How to Build a Successful CRA Strategy and Action Plan

How to Build a Successful CRA Strategy and Action Plan

The new year comes with a lot of exciting possibilities and is a great time to reflect on your CRA program. It’s time to look back at what your program has accomplished in the past year and look forward to what impact you can forge this new year. Creating an annual...
What’s a Capital Stack and How Does it Work?

What’s a Capital Stack and How Does it Work?

At some point in your journey as a Community Reinvestment Act (CRA) officer, you will likely find yourself involved in a community-based public-private partnership economic development project. When this happens, your bank may have the opportunity to finance the...
The CRA Tips

The CRA Tips

https://staging.cratoday.com/wp-content/uploads/2023/11/082-CRA-tips-podcast.mp3 As most of you know, the public file is a straightforward requirement of the CRA. Its purpose is to disclose basic information about your bank, its products and services, and how you...
The CRA Tips

CRA Podcast Episodes

https://staging.cratoday.com/wp-content/uploads/2023/09/076-CRA-podcast.mp3 Sarah Hope Marshall joins me here to reflect upon digital inequity in place-based community revitalization. Our discussion focuses on digital inequity and how community development...
Consumer Loans and the CRA: Weigh Your Options Carefully!

Consumer Loans and the CRA: Weigh Your Options Carefully!

As a CRA officer, you know how important it is to get consideration under the CRA for as many loans, services, and investments as possible. This means that some banks like to include their consumer loans under their lending performance during a CRA exam. While this...