https://staging.cratoday.com/wp-content/uploads/2023/11/082-CRA-tips-podcast.mp3 As most of you know, the public file is a straightforward requirement of the CRA. Its purpose is to disclose basic information about your bank, its products and services, and how you...
https://staging.cratoday.com/wp-content/uploads/2023/09/076-CRA-podcast.mp3 Sarah Hope Marshall joins me here to reflect upon digital inequity in place-based community revitalization. Our discussion focuses on digital inequity and how community development...
If you said “the CRA Officer,” I want to challenge your thinking on that. You should consider your bank’s CRA program to be the responsibility of every employee in your company, from the tellers on the bank floor to the back office employees and all the way up to the...
An estimated 95% of banks underreport their community development loans. This means that 95% of banks are under-representing their CRA lending performance, which puts their CRA ratings at risk. The lending portion of the CRA exam is the most heavily weighted, which...
Are you ready to partner with a Community Development Financial Institution (CDFI), but aren’t sure where to start? We’ve talked a lot about the value and power of CDFI partnerships over the last few weeks, and I know it can be overwhelming to get started. Today I’m...
