Episode 75: CRA Tip: The Pandemic May Be Over but SBA PPP Loans May Still Have an Impact During Your Next Exam https://staging.cratoday.com/wp-content/uploads/2023/09/075-CRA-tips-podcast.mp3 Your previous CRA exam may not have included pandemic activities, but your...
Episode 74: CRA Tips: What "hooks" could a loan to a nonprofit fall under? https://staging.cratoday.com/wp-content/uploads/2023/09/074-CRA-tips-podcast.mp3 Recently, I was approached by a CRA professional in the industry who was about to be examined. They...
Episode 73: CRA Tips: I'm an ISB, do I really need to look at my lending performance? https://staging.cratoday.com/wp-content/uploads/2023/08/073-CRA-tips-podcast.mp3 I recently received a question from someone newer to the CRA within an intermediate small bank...
Episode 72: CRA Tips: Naturally Occurring Affordable Housing and CD Loans https://staging.cratoday.com/wp-content/uploads/2023/08/072-CRA-tips-podcastV2.mp3 Naturally occurring affordable housing (NOAH) are residential rental properties that are affordable, but...
Episode 71: CRA Tips: CRA Services-What exactly does the provision of financial services mean? https://staging.cratoday.com/wp-content/uploads/2023/08/071-CRA-Tips-podcast.mp3 In the past, regulations narrowly defined the provision of financial services. To qualify a...
Episode 70: CRA Services: If It’s Not Documented, It Didn’t Happen https://staging.cratoday.com/wp-content/uploads/2023/08/070-CRA-podcast.mp3 I received an email from a CRA officer who recently took over a CRA program. Although this individual is a seasoned...